Archives By Date

Archive for the ‘Behavioral Finance’ Category

Stock Grants: Reframing Why You Should Sell Your Company Stock

Many employers in the Northwest provide compensation to their employees in the form of company stock. This compensation has a number of different names: stock awards, equity, equity compensation, stock grants, restricted stock units, etc. Employees find that they are awarded more of these types of compensation as they progress up through the ranks of […]

JP Osseward, CFA, CFP®, FRM, CAIA | June 15, 2019

Life is not a Spreadsheet

For stock investors, 2017 was a phenomenal year. Even in the midst of political distractions, tensions with North Korea, and a devastating Hurricane Harvey, the US Stock Market seemed to be consistent. The market as whole, represented by the Russell 3000, (which tracks the 3000 largest companies within the United States and represents more than […]

Nick Wright | February 13, 2018

Going Against the Herd

If you took Economics 101 in college, you would have heard your professor discussing how people are rational and efficient. This means that individuals are operating in a way that maximizes their benefits and minimizes their costs.  It doesn’t take much observation to notice, however, that human beings often make decisions that can be incredibly […]

Paige Lee | January 19, 2018

Message In A Bottle

As I write this in November 2017 – things are unequivocally “good” in most investment accounts. In the last 12 months, the S&P 500 is up over 19%, the MSCI All Country World Index is up over 23%, and Emerging Markets are up over 31%. What’s more, these gains have come with nearly record low […]

Lars Phillips, CFA, CFP® | November 15, 2017

Diversification – Own the Market and Reduce Risk

Once an investor decides to put his money to work in the financial markets, naturally the first question he must ask himself is: What should I invest in? Often, newbie investors expect the answer to be a secretive stock pick or the “hot” company that is making headlines on TV. In fact, when I tell […]

Nick Wright | August 1, 2017

6 Predictions To Bank On For 2017

It’s that time of the year again when the investment media likes to publish articles with their predictions for the coming year. Not wanting to be left out, we thought it was time for us to jump on the bandwagon and go out on a limb. Without further ado, here are our 2017 predictions: 1. […]

Lars Phillips, CFA, CFP® | January 15, 2017

Know Thyself

Are you aware of how you make investment decisions? Are you an analyzer, researching until the sun comes up? Are you someone who buys an item on the spot, no research involved? Knowing how you make decisions, and the emotions that go along with them, is a very important step within the investing process. Let’s […]

Shalina Martos, CFP®, AAMS® | October 15, 2016

Brexit Aftermath

The following article is written by Bob Veres, respected writer in the financial planning industry and publisher of “Inside Information”.  Welcome to Brexit. Yesterday’s vote by the British electorate to end its 43-year membership in the European Union seems to have taken just about everybody by surprise, but the aftermath could not have been more […]

JP Osseward, CFA, CFP®, FRM, CAIA | June 27, 2016

The Investor Returns Gap and the Value of Disciplined Management

 “The investor’s chief problem—and even his worst enemy—is likely to be himself.” Benjamin Graham As investors, we face many challenges in the process of properly valuing investments. We have the assistance of numerous analytical models which do a wonderful job discounting future cash flows and deriving the value of a security given certain growth assumptions. […]

Jordan Edwards, CFA, CFP® | June 13, 2016

PIMCO 10-Year Capital Market Assumptions

PIMCO 10-Year Capital Market Assumptions Every year PIMCO convenes a cyclical forum to discuss macroeconomic trends and the implications for investment policy decisions.  As part of that forum they produce a 10-year projection of returns for various asset classes we thought would be of interest to a wider audience. Asset Class Expectations Overall, PIMCO believes […]

JP Osseward, CFA, CFP®, FRM, CAIA | May 2, 2016

Older Entries

Interested in Learning More? We'd Enjoy Meeting You.