Archives By Date

Archive for the ‘Microsoft’ Category

How Does the Microsoft Mega Backdoor Roth Work?

The Mega Backdoor Roth 401(k) is one of the best employee benefits available to Microsoft employees. We want to help you understand how this benefit can help you invest more towards retirement and reduce some of your future tax liabilities. This video explains how the Microsoft Mega Backdoor Roth Conversion works and highlights what’s new […]

Nick Wright | February 24, 2021

Planning Considerations for Microsoft Employees Considering Enrollment in the Deferred Comp Plan

Level 67+ Microsoft employees have three big questions to answers by November 30th.    Do I want to enroll in the Microsoft Deferred Comp Plan? What do I need to know before I enroll? How much of my income do I want to defer? Do I want to enroll in DCP?There are many benefits to […]

Dave Welty, CFP® | November 13, 2020

How do I Receive My Deferred Compensation Payout?

The Microsoft Deferred Compensation (DCP) payout structure is different than what most people are used to when it comes to retirement savings. There is a lot of flexibility when it comes to withdrawing funds from a 401(k) or an IRA…

Lars Phillips, CFA, CFP® | August 28, 2020

What is the Microsoft Deferred Compensation Plan?

The Microsoft Deferred Compensation Plan (DCP) is available to employees who are Level 67 and higher. It is a powerful benefit that can reduce your annual tax bill by tens of thousands of dollars. In this video, Nick Wright, CFA, provides an insightful overview of this powerful benefit and illustrates how it works. Similar to […]

Nick Wright | August 28, 2020

A Cash Flow Strategy for Microsoft Executives Using the Microsoft Deferred Compensation Plan

The Microsoft Deferred Compensation Plan (DCP) is available to senior directors, partners, general managers, and other executives – level 67 and higher. If you are eligible for this benefit, you can defer up to 75% of your salary and a full 100% of your cash bonus. This has the potential to save you tens or even […]

Lars Phillips, CFA, CFP® | August 5, 2020

How Do I Incorporate Sustainable Investing Options Within My Microsoft 401(k)?

Sustainable Investing, also known as Socially Responsible Investing (SRI), means incorporating Environmental, Social, and Governance (ESG) criteria into the investment selection process. Essentially, it allows you, as a Microsoft employee, to invest in a way that aligns with your values without necessarily compromising diversification or returns. Let’s break down ESG a little more and go […]

Lars Phillips, CFA, CFP® | August 4, 2020

2020 Microsoft 401k Mega Backdoor Roth Conversion

Updated 401(k) contribution limits for 2020 allow Microsoft employees to save even more into Roth by utilizing the 401(k) After-Tax Roth Conversion benefit, also known as the Mega Backdoor Roth Conversion. Microsoft 401k Mega Backdoor Roth Conversion The Microsoft employee benefits offering has some great options for employees. Microsoft is one of a handful of companies in the […]

Lars Phillips, CFA, CFP® | March 4, 2020

Executive Compensation Explained

The Pacific Northwest has evolved into one of the largest tech hubs in the country, the clients we serve increasingly have very complex financial situations. This is partly because tech employees tend to be more highly compensated than people in other industries, but it is also due to the fact that tech companies tend to […]

JP Osseward, CFA, CFP®, FRM, CAIA | September 15, 2019

Stock Grants: Reframing Why You Should Sell Your Company Stock

Many employers in the Northwest provide compensation to their employees in the form of company stock. This compensation has a number of different names: stock awards, equity, equity compensation, stock grants, restricted stock units, etc. Employees find that they are awarded more of these types of compensation as they progress up through the ranks of […]

JP Osseward, CFA, CFP®, FRM, CAIA | June 15, 2019

Should You Be Participating in Your Company’s ESPP?

Many companies within the tech industry offer access to an Employee Stock Purchase Plan (ESPP). These plans are often overlooked because they do not offer tax benefits like pre-tax 401(k) or Deferred Compensation contributions. However, if you are not participating in your company’s ESPP, here’s what you may be missing out on. What is an […]

Lars Phillips, CFA, CFP® | October 15, 2018

Older Entries

Interested in Learning More? We'd Enjoy Meeting You.