Fee Calculator

No Commissions. Ever.

Motivated By What Is Best For You
As a fee-only fiduciary, we put your interests first. We strive to earn your trust through honest communication and remaining transparent about our process and fees. Our fee-only compensation model means that we receive payment from only one source—you.
No Commissions. Ever.
We ensure that your investment strategy is based on your interests, goals, and unique financial situation, rather than generating commissions. We do not sell financial products and only receive compensation directly from you.
Our Assets Under Management Fee

MARGINAL ASSETS UNDER MANAGEMENT (AUM)

$0 -$1,000,000

$1,000,001 – $2,000,000

$2,000,001 – $5,000,000

$5,000,001 – $10,000,0000

$10,000,001 and up

ANNUAL TIERED FEES FOR
EACH INCREMENTAL AMOUNT

1.00%

0.75%

0.50%

0.40%

0.30%

See For Yourself
This calculator will help you get a sense for what your fees may be if you work with us.

Total Personal Accounts
(IRA, Roth IRA, Individual Brokerage, Joint, Trust, etc.)(Standard Billing)

Total 401(k) / Company Accounts
(Held Away Rate: 0.50%)

CALCULATE

Estimated Management Fee

Calculations are estimates only. Specific fees applicable to your specific situation will be determined at the time we enter into an investment management agreement. Fees calculated do not include fees you may pay to unaffiliated third parties in the management of your account(s). Please refer to our ADV Part 2A for additional fees and expenses you will incur.

Ready To Begin
There is never a charge for an initial consultation, we simply want to get to know you and hear how we
can help. If you don’t meet our AUM minimum, don’t let that prevent you from reaching out. We would
enjoy meeting you, hearing your story, and helping you understand steps you can take now to improve
your financial life.

Q1 : JANUARY – MARCH

JANUARY

Review 401(k) Contributions

  • Update 401(k) contribution percentages to reflect new tax laws
  • Adjust for increases in salary and September bonus
  • Confirm after-tax contributions with in-plan Roth conversion benefit
  • Increase contributions due to the catch-up provision (Age 50+)

FEBRUARY

MSFT Stock Awards

  • Sell and diversify vested shares
  • Determine investable amount and reserves for cash needs

MARCH

MSFT ESPP

  • Sell ESPP shares at the end of
    the quarter

Q2: APRIL – JUNE

MAY

MSFT Stock Awards

  • Sell and diversify vested shares
  • Determine investable amount and reserves for cash needs

Deferred Compensation Election

  • Identify deferral amount for following year’s cash bonus

JUNE

MSFT ESPP

  • Sell ESPP shares at the end of the quarter

Q3: JULY – SEPTEMBER

JULY

Review 401(k) Contributions

  • Confirm contributions are on pace to
  • max out benefits Review and adjust allocation if needed

AUGUST

MSFT Stock Awards

  • Sell and diversify vested shares
  • Determine investable amount and reserves for cash needs

SEPTEMBER

MSFT ESPP & Employee Reviews Completed

  • Sell ESPP shares at the end of the quarter
  • Cash bonus and new MSFT stock awards are received
  • Download new stock grants and vesting schedules

Q4: OCTOBER – DECEMBER

NOVEMBER

MSFT Stock Awards

  • Sell and diversify vested shares
  • Determine investable amount and reserves for cash need

Life Insurance and Health Plan Review 

Deferred Compensation Election (Level 67+) 

  • Identify deferral amount for following year’s salary

Charitable Giving Review and Tax Loss Harvesting 

DECEMBER

MSFT ESPP

  • Sell ESPP shares at end of the quarter