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Is a Roth Conversion the Right Move for Your Retirement Plan?

4 Considerations to Make Before Doing a Roth Conversion There are two common types of individual retirement accounts (IRA) that you can invest in when saving for retirement: a Roth IRA and a traditional IRA. When reviewing some of their key differences, it’s important to ask yourself: “When is the most advantageous time to pay […]

Dave Welty, CFP® | September 23, 2020

Possible Tax Outcomes of a Biden Presidency

As the US Presidential Election approaches, many people are wondering what the economic impact of the election results will be. One of their biggest concerns may be how they will be taxed as a result of the election. However, the election result does not inherently guarantee that either candidate’s tax proposal will be passed, or […]

JP Osseward, CFA, CFP®, FRM, CAIA | September 16, 2020

How do I Receive My Deferred Compensation Payout?

The Microsoft Deferred Compensation (DCP) payout structure is different than what most people are used to when it comes to retirement savings. There is a lot of flexibility when it comes to withdrawing funds from a 401(k) or an IRA…

Lars Phillips, CFA, CFP® | August 28, 2020

What is the Microsoft Deferred Compensation Plan?

The Microsoft Deferred Compensation Plan (DCP) is available to employees who are Level 67 and higher. It is a powerful benefit that can reduce your annual tax bill by tens of thousands of dollars. In this video, Nick Wright, CFA, provides an insightful overview of this powerful benefit and illustrates how it works. Similar to […]

Nick Wright | August 28, 2020

The Unexpected Benefits of Working From Home

Like many companies today, our firm made the decision to have employees work from home to help slow the spread of COVID-19. We made this decision back in March and it’s hard to believe I’ve been working out of our spare bedroom for almost 5 months, using a dusty laptop from college. When the announcement […]

Nick Wright | August 24, 2020

Leveraging Your Restricted Stock Units (RSUs)

In recent years, as employers attempt to find additional methods of retaining valuable employees, Restricted stock units (RSUs) have become a more familiar component of an employees’ compensation package. Especially here in the Pacific Northwest, where mature corporations and large tech companies are found on every block, individuals can increasingly expect RSUs to play a […]

Kaleb Strawn | August 13, 2020

A Cash Flow Strategy for Microsoft Executives Using the Microsoft Deferred Compensation Plan

The Microsoft Deferred Compensation Plan (DCP) is available to senior directors, partners, general managers, and other executives – level 67 and higher. If you are eligible for this benefit, you can defer up to 75% of your salary and a full 100% of your cash bonus. This has the potential to save you tens or even […]

Lars Phillips, CFA, CFP® | August 5, 2020

How Do I Incorporate Sustainable Investing Options Within My Amazon 401(k)?

Sustainable Investing, also known as Socially Responsible Investing (SRI), means incorporating Environmental, Social, and Governance (ESG) criteria into the investment selection process. Essentially, it allows you, as an Amazon employee, to invest in a way that aligns with your values without necessarily compromising diversification or returns. Let’s break down ESG a little more and go […]

Lars Phillips, CFA, CFP® | August 4, 2020

How Do I Incorporate Sustainable Investing Options Within My Microsoft 401(k)?

Sustainable Investing, also known as Socially Responsible Investing (SRI), means incorporating Environmental, Social, and Governance (ESG) criteria into the investment selection process. Essentially, it allows you, as a Microsoft employee, to invest in a way that aligns with your values without necessarily compromising diversification or returns. Let’s break down ESG a little more and go […]

Lars Phillips, CFA, CFP® | August 4, 2020

Divine Intervention: Unplugged

Fishing is my lifelong passion, and as it happens, also provides a great excuse to venture off the grid and detach from civilization. My annual tradition is to seek out big trout fishing expeditions. This takes me to remote regions such as Alaska, Patagonia, or Russia—home to some of the largest trout in the northern […]

Dave Welty, CFP® | July 22, 2020

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