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The Importance of International Diversification in Your Portfolio

This question is one we hear a lot from clients: “Why do I want to hold non-US equities in my portfolio? I know more about US companies and feel more confident about their performance over international equities.” It goes without saying that the US is home to some of the most successful companies in the […]

Miao Yu, CFA | February 23, 2021

How Does the Mega Backdoor Roth Help You Save for Retirement?

The Mega Backdoor Roth 401(k) is an unbelievable provision becoming an increasingly popular employee benefit within 401(k)plans. This benefit is available at companies like Microsoft, Amazon, Facebook, Google, Salesforce, VMware, Boeing, Snapchat, and others. If you’re unsure whether your company offers this benefit – your HR department can let you know. There are two eligibility […]

Lars Phillips, CFA, CFP® | February 5, 2021

How I Invest My Money

After reading Josh Brown and Brian Portnoy’s recent book How I Invest My Money, I’ve decided to toss my own hat into the ring. As financial advisors, we’re tasked with giving advice and helping shape the financial futures of our clients, but what I found so fascinating about the book was how many different ways advisors […]

Lars Phillips, CFA, CFP® | January 20, 2021

Potential Impacts of a Biden Presidency on Future Estate Taxes for High-Net Worth Executives

In early November, we saw record-breaking voter turnout and experienced a stressful week awaiting election results. Now that Joe Biden is our President-Elect, the focus for many high-net worth executives has shifted to what changes the new leadership may bring with regard to their taxes and finances.   We feel it is important to note […]

Christina Sylvester | November 25, 2020

Are You Making the Most of Your Intel SERPLUS Benefit?

The Intel SERPLUS benefit is a deferred compensation plan that has the potential to help eligible employees build retirement assets and significantly reduce your taxbill each year you choose to use it. It works similarly to a pre-tax 401(k) plan in that it each dollar contributed reduces your taxable income by the same amount. Any […]

Alex Krider, MBA, CFP® | November 4, 2020

Is a Roth Conversion the Right Move for Your Retirement Plan?

4 Considerations to Make Before Doing a Roth Conversion There are two common types of individual retirement accounts (IRA) that you can invest in when saving for retirement: a Roth IRA and a traditional IRA. When reviewing some of their key differences, it’s important to ask yourself: “When is the most advantageous time to pay […]

Dave Welty, CFP® | September 23, 2020

Possible Tax Outcomes of a Biden Presidency

As the US Presidential Election approaches, many people are wondering what the economic impact of the election results will be. One of their biggest concerns may be how they will be taxed as a result of the election. However, the election result does not inherently guarantee that either candidate’s tax proposal will be passed, or […]

JP Osseward, CFA, CFP®, FRM, CAIA | September 16, 2020

Leveraging Your Restricted Stock Units (RSUs)

In recent years, as employers attempt to find additional methods of retaining valuable employees, Restricted stock units (RSUs) have become a more familiar component of an employees’ compensation package. Especially here in the Pacific Northwest, where mature corporations and large tech companies are found on every block, individuals can increasingly expect RSUs to play a […]

Kaleb Strawn | August 13, 2020

A Cash Flow Strategy for Microsoft Executives Using the Microsoft Deferred Compensation Plan

The Microsoft Deferred Compensation Plan (DCP) is available to senior directors, partners, general managers, and other executives – level 67 and higher. If you are eligible for this benefit, you can defer up to 75% of your salary and a full 100% of your cash bonus. This has the potential to save you tens or even […]

Lars Phillips, CFA, CFP® | August 5, 2020

How Do I Incorporate Sustainable Investing Options Within My Amazon 401(k)?

Sustainable Investing, also known as Socially Responsible Investing (SRI), means incorporating Environmental, Social, and Governance (ESG) criteria into the investment selection process. Essentially, it allows you, as an Amazon employee, to invest in a way that aligns with your values without necessarily compromising diversification or returns. Let’s break down ESG a little more and go […]

Lars Phillips, CFA, CFP® | August 4, 2020

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