Cheat Sheet: Your 2026 Microsoft Benefits at a Glance

A Clear View of Your 2026 Benefits

Successfully managing your rewards at Microsoft means staying on top of shifting deadlines and annual limit changes. This reference sheet brings together the essential dates for the 2026 fiscal year—including DCP election windows, ESPP purchase dates, and RSU vesting schedules—into a single, easy-to-read page.

Download now to stay proactive with your MSFT benefits and never miss a deadline.

What’s Inside

  • The 2026 Timeline: Monthly milestones for ESPP purchases, RSU vesting, and the Annual Review period.
  • Retirement Limits: Updated 401(k) contribution caps, including the catch-up for ages 60–63.
  • Mega Backdoor Roth: Know the after-tax contribution limit for tax-free growth.
  • Health Account Caps: 2026 limits for HSAs and FSAs.
  • Deferred Comp (DCP): Critical windows for salary and bonus elections.

    Why Avier?

    Since 2000, we’ve helped Microsoft professionals take full advantage of their benefits and align their financial strategies with their career goals. Our deep familiarity with Microsoft’s compensation structure helps us guide you through tax optimization, investment planning, and long-term retirement strategies.


    As a Microsoft L67+ employee, I knew the Deferred Compensation Plan was a powerful tool—but navigating it alone felt daunting. Avier stepped in with an unmatched level of expertise and personalized guidance that immediately put me at ease.


    C.R., Microsoft Level 67+ Professional

    Any client testimonials provided are unpaid and reflect the personal experiences of the individuals quoted. Testimonials are not a guarantee of future performance or success and should not be relied upon as such. We are not aware of any conflicts created by these testimonials and no cash or non-cash compensation was paid for these testimonials.