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Avier Blog

From Simple Wisdom to Successful Wealth Strategies

Reflecting on Mother’s Day this year, I am reminded that my mom has always been my rock. While she was not rich by material standards, she provided something even greater–a strong foundation on which to build my life. Little did I know that her wisdom and life examples would become the experiences and standards that […]

Shalina Martos, CFP®, AAMS® | May 15, 2018

Is it too Late to Start Saving in a 529 plan?

Growing up with three brothers, it was fairly easy to imagine the immense expenses associated with raising kids. Simple research will tell you that a family raising a child from birth to 18 years of age will ultimately result in expenses of greater than $230,000 (USA Today). While expenses decrease marginally when additional children come […]

Kaleb Strawn | April 19, 2018

Microsoft Deferred Compensation Plan

The Microsoft Deferred Compensation plan has the potential to help eligible employees save an immense amount in taxes each year. In the following video, Lead Advisor, Jordan Edwards, explains the necessary steps to maximize your savings potential. Contact us to learn more about implementing Microsoft’s Deferred Compensation Plan. This video is for illustrative purposes only. Individual situations […]

Jordan Edwards, CFA, CFP® | April 18, 2018

Understanding Health Savings Accounts and How They Benefit You

Health Savings Accounts are part of a broader trend of individuals and families becoming more involved in their own health and retirement, as compared to the mid and late part of the 1900’s which saw companies taking care of their employees through pensions and other services. The Health Savings Account was approved by Congress in […]

JP Osseward, CFA, CFP®, FRM, CAIA | March 15, 2018

Microsoft 401k BrokerageLink

Within the Microsoft 401(k) Plan, you have the ability substantially increase your number of investment options by utilizing BrokerageLink. The following video explains a number of the details more in depth.  Contact us to learn more about utilizing Microsoft’s BrokerageLink within your Microsoft 401(k) Plan. This video is for illustrative purposes only. Individual situations may […]

Lars Phillips, CFA, CFP® | March 14, 2018

Life is not a Spreadsheet

For stock investors, 2017 was a phenomenal year. Even in the midst of political distractions, tensions with North Korea, and a devastating Hurricane Harvey, the US Stock Market seemed to be consistent. The market as whole, represented by the Russell 3000, (which tracks the 3000 largest companies within the United States and represents more than […]

Nick Wright | February 13, 2018

Microsoft 401k After-Tax Roth Conversion Benefit

At Microsoft, you now have the ability to save above and beyond your normal pre-tax 401(k) contributions, thanks to a recent IRS ruling. Microsoft is one of a handful of companies in the U.S. to make this benefit available to their employees. This is a HUGE benefit. At Avier we have already helped our current Microsoft clients save up […]

Lars Phillips, CFA, CFP® | February 8, 2018

Going Against the Herd

If you took Economics 101 in college, you would have heard your professor discussing how people are rational and efficient. This means that individuals are operating in a way that maximizes their benefits and minimizes their costs.  It doesn’t take much observation to notice, however, that human beings often make decisions that can be incredibly […]

Paige Lee | January 19, 2018

Choosing a Financial Advisor

As a recent college graduate, I understand how the perils of unfamiliarity can be unsettling. Like many other graduates, once the euphoria of receiving my diploma began to wear off, I was confronted with the dreadful reality of deciding what to do next. With a generic idea of my post-grad plans, but no practical knowledge […]

Kaleb Strawn | December 18, 2017

Message In A Bottle

As I write this in November 2017 – things are unequivocally “good” in most investment accounts. In the last 12 months, the S&P 500 is up over 19%, the MSCI All Country World Index is up over 23%, and Emerging Markets are up over 31%. What’s more, these gains have come with nearly record low […]

Lars Phillips, CFA, CFP® | November 15, 2017

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