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Avier Blog

Microsoft 401k BrokerageLink

Within the Microsoft 401(k) Plan, you have the ability substantially increase your number of investment options by utilizing BrokerageLink. The following video explains a number of the details more in depth.  Contact us to learn more about utilizing Microsoft’s BrokerageLink within your Microsoft 401(k) Plan. Additionally, to learn more about all benefits available to Microsoft […]

Lars Phillips, CFA, CFP® | March 14, 2018

Life is not a Spreadsheet

For stock investors, 2017 was a phenomenal year. Even in the midst of political distractions, tensions with North Korea, and a devastating Hurricane Harvey, the US Stock Market seemed to be consistent. The market as whole, represented by the Russell 3000, (which tracks the 3000 largest companies within the United States and represents more than […]

Nick Wright | February 13, 2018

Microsoft 401k After-Tax Roth Conversion Benefit

At Microsoft, you now have the ability to save above and beyond your normal pre-tax 401(k) contributions, thanks to a recent IRS ruling. Microsoft is one of a handful of companies in the U.S. to make this benefit available to their employees. This is a HUGE benefit. At Avier we have already helped our current Microsoft clients save up […]

Lars Phillips, CFA, CFP® | February 8, 2018

Going Against the Herd

If you took Economics 101 in college, you would have heard your professor discussing how people are rational and efficient. This means that individuals are operating in a way that maximizes their benefits and minimizes their costs.  It doesn’t take much observation to notice, however, that human beings often make decisions that can be incredibly […]

Paige Lee | January 19, 2018

Choosing a Financial Advisor

As a recent college graduate, I understand how the perils of unfamiliarity can be unsettling. Like many other graduates, once the euphoria of receiving my diploma began to wear off, I was confronted with the dreadful reality of deciding what to do next. With a generic idea of my post-grad plans, but no practical knowledge […]

Kaleb Strawn | December 18, 2017

Message In A Bottle

As I write this in November 2017 – things are unequivocally “good” in most investment accounts. In the last 12 months, the S&P 500 is up over 19%, the MSCI All Country World Index is up over 23%, and Emerging Markets are up over 31%. What’s more, these gains have come with nearly record low […]

Lars Phillips, CFA, CFP® | November 15, 2017

From Buttons to Bucks and Back Again

Do you remember taking Home Economics in junior or senior high?  If your answer is yes, then you and I are certainly dating ourselves.  As corny as it may sound to the younger generations, we learned a lot of basics in that class:  how to cook and bake, how to run a household, home safety, […]

Luellen Lockwood, MBA, CPA, EA | September 14, 2017

Power Planning for the Powerball Winner

As Mavis Wanczyk, this week’s Powerball Winner of $758.7 million, said, winning the lottery was a “pipe dream I’ve always had.”  I think all of us can relate to this statement.   To have $336 million (after taxes) just drop in your lap is truly life-changing.  And to put this in a different context, Ms. Wanczyk’s […]

Luellen Lockwood, MBA, CPA, EA | August 25, 2017

Leveling The Playing Field and Tackling Financial Challenges for Women

As a young girl, my mom was my hero. She was a single parent, raising four active children with little to no financial support.  In her day, being a homemaker was the expected norm for women who didn’t have any post-secondary education or meaningful job prospects.   Even if my mom had entered the workforce, it […]

Shalina Martos, CFP®, AAMS® | August 23, 2017

Diversification – Own the Market and Reduce Risk

Once an investor decides to put his money to work in the financial markets, naturally the first question he must ask himself is: What should I invest in? Often, newbie investors expect the answer to be a secretive stock pick or the “hot” company that is making headlines on TV. In fact, when I tell […]

Nick Wright | August 1, 2017

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